Mortgage Loan Specialists offers a variety
of loans to meet you individual needs.
Fixed Rate
With a fixed rate loan your monthly payments remain steady.
The monthly sum of the principal and interest rate will
never change.
Adjustable
Rate Adjustable rate mortagages typically have an initial
fixed rate that is lower by comparison to a fixed rate mortgage.
The initial fixed rate is followed by adjustment intervals.
For example 3/1 ARM is fixed for the first three year and
then is adjustable every year after.
Government
Loans
VA loans are offered to military service personel proving
up to 100% financing.
FHA loans provide first time home buyers a low downpayment
option (3%) and is easier to qualify.
100% Financing
No down payment? We offer competitive rates for 100% financing
loans. Keep your funds.
No Income/No
Asset "NINA"
Own your own business or make commissions? Don't draw a
steady paycheck? The NINA programs offer limited documentation
mortgages.
Refinance
Cash out equity on your existing mortgage or simply lower
your interest rate and payments.
Home Equity/Debt
Consolidation
We offer a variety of fixed and adjustable interest rate
lines of credit. Consolidate higher interest debt, remodel
your home or simply pull some more cash.
Less than
Perfect Credit
We can custom fit a solution. With so many different types
of loans, let us match a program that fits your needs.
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